Money | Mario R. Hernandez, CFP®

One of the keys to a sound financial strategy is spending less than you take in, and then finding a way to put your excess to work. A money management approach involves creating budgets to understand and make decisions about where your money is going. It also involves knowing where you may be able to put your excess cash to work.

Keeping Up with the Joneses

Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff?

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The Cost of Procrastination

Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time.

The Lowdown on Those Free Credit Scores

What’s the deal with your yearly free credit report?

The Power of Compound Interest

Learn how to harness the power of compound interest for your investments.

Weighing the Benefits of Prepaid Debit Cards

It's important to understand the pros and cons when considering a prepaid debit card.

What If Your Kids Decide Against College?

Rising college costs prompt students to seek alternatives; 529 account funds can be used for other education options.

Managing Money as a Couple

Keys to preparing to grow wealthy together.

Financially Savvy at Six Figures

Help your clients with these practical steps to make the most of their six-figure income.

The History of Currency

Currency has been around for a long time. Here's a quick history lesson.

Monthly Memberships

A look as how autopay subscriptions can be a drain on your finances, especially when forgotten.

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The Latte Lie and Other Myths

Check out this video to begin separating fact from fiction.